Welcome to The Citizens Bank of Swainsboro and Laurens County.

Click here to logon to Citizens Bank Online Banking.

Letter From the President Regarding Internet Fraud

Two convenient locations to meet all of your banking needs.

121 North Main Street	1210 Hillcrest Parkway
Swainsboro, GA 30401	Dublin, GA 31021
478-237-7001	478-272-7775

To contact one of our customer service representatives, you may reach us by e-mail

acavanah@citizensbankswain-laurens.com (Swainsboro), by phone at 478-237-7001
yjackson@citizensbankswain-laurens.com (Dublin), by phone at 478-272-7775
or simply come visit us at one of our two locations.

Products and Services

CBS Financial Services, Inc.

Personal Checking
Commercial Checking
Passbook Savings
NOW accounts
Money Market Accounts
24-Hour ATM
MasterMoney Debit Card

Loans
Christmas Club Savings
Certificates of Deposit
IRAs
Safe Deposit Box
Online Banking
Telephone Banking
Bill Pay

For all of your insurance needs
---Life, Home, Auto, Commercial---
contact CBS Financial Services, Inc.
(478) 289-9008
located just inside the rear entrance of
The Citizens Bank of Swainsboro.

Privacy Statement. Disclosure notice for Temporary Liquidity Program